This "buying-a-house" business takes up a lot of time... I have fallen behind in cooking, cleaning, schoolwork, and everything else. Even Christmas decorations is late for me this year.
First an update- the first and second offer we put out there had sellers [both were foreclosed/bank-owned] responding with a counter-offer of about $20,000 higher than the listing price with the knowledge of the 6-9 other offers so we backed out as we didn't want to get into a bidding war and the cost of the place that needs instant work/repairs shouldn't be that high in our opinion.
So we changed our tactic. We were not going to look at any foreclosed homes- I don't care what the deal is- it simply takes a longer process to move in and there was always work that needed to be done and with Dan's deployment date looming closer and closer, it wasn't work the "deal" we could get. Then a sweet little detail happened- the mortage interest rate dropped from 6% of when we started the house hunting process to the current 5%- whoo hoo- and that allowed us to have a little more money for the house purchase price. Then we discovered a couple of tax abatements in the area- mostly on new houses. This simply means that you pay very little taxes until certain year which works well for us since Dan's income will increase more than enough to pay the higher taxes when it is time and we could put more monthly money into the house cost. So all said and done- we looked at 8 houses Saturday [mind you Dan was almost done being sick but still with a cough, Solomon's cough is still lingering probably due to his asthma, and I had gotten sick] but at least it was sunny outside. Most were 10 years or newer properties.
We narrowed it down to two and wrote out a pro and con list and decided on "the one" which we made an offer yesterday...
Their acceptance would make it a great Birthday gift for me ;) and I would finally get caught up on my chores and to do list- time to celebrate Christmas and then to pack be moved in January!

*** If you live in Portland and interested in buying a house click here. We really enjoy working with him and would recommend him!